About Me
My name is Jesus Torres, and I've been helping families achieve homeownership for almost nine years.
Jesus Torres | The Lender · Mortgage Express, LLC · NMLS #1199499 · Licensed in Oregon and Washington.
My story
My story is personal. I was born in Guadalajara, Jalisco, Mexico, and grew up in Tijuana, Mexico. I moved to the United States when I was nine years old. As I grew up, I became a DREAMer and DACA recipient before eventually becoming a proud U.S. citizen.
I understand firsthand that everyone's journey is different. I know what it means to work hard, overcome obstacles, and pursue opportunities for a better future.
Before joining Mortgage Express, I spent 10 years working in traditional banking as a banker, followed by four years as a loan officer. Those experiences gave me a strong foundation in finance, lending, and understanding borrowers' financial situations.
However, I wanted to do more for my clients.
Traditional banking often meant fitting borrowers into specific guidelines and checking boxes. I wanted the flexibility to explore more mortgage options, think outside the box, and help people who might not fit traditional lending guidelines.
That's what led me to make the move to Mortgage Express.
I wanted to offer solutions instead of simply saying no. I wanted access to more mortgage programs and the ability to help clients with different income sources, financial backgrounds, and circumstances.
Today, I'm blessed and honored to help families throughout Oregon and Washington, especially within our Latino community, navigate the homebuying process and achieve the dream of owning a home.
I'm also a family man. My lovely wife and our two wonderful children keep life busy and remind me every day why family, hard work, and building a future matter so much.
Helping families purchase homes isn't just my profession. It's something I'm genuinely passionate about.
"I know everyone's journey looks different because I've lived my own. I'm here to help you navigate yours and find the right path to homeownership."
Jesus Torres · Personal Story Closing
Why homeownership
I understand that the road to achieving the American dream can look different for everyone. I want every family to feel welcomed, informed, respected, and confident throughout the process.
My goal is to help more families achieve homeownership and create opportunities for future generations.
Professional background
Experience, recognition, and specialized knowledge.
Professional background
- Nearly 9 years helping families with mortgage financing.
- 10 years of traditional banking experience as a banker.
- 4 years of experience as a loan officer before joining Mortgage Express.
- Bilingual in English and Spanish.
- Licensed in Oregon and Washington.
- Specialized knowledge of traditional and Non-QM mortgage programs.
NAHREP Top 250
I am proud to have been recognized among NAHREP's Top 250 mortgage originators.
I have been a member of the National Association of Hispanic Real Estate Professionals (NAHREP) for eight years.
Being part of NAHREP represents more than professional membership. It reflects my commitment to supporting Hispanic homeownership, empowering families, and creating opportunities within the communities I serve.
I'm passionate about helping more Latino families understand the homebuying process, access financing opportunities, and build generational wealth through homeownership.
Why work with Jesus Torres?
I don't just look at where you are financially today.
I help you explore the opportunities that can get you closer to owning a home.
Experience
Nearly 9 years of mortgage lending experience, 10 years of banking, and 4 years as a loan officer before joining Mortgage Express.
Recognition
NAHREP Top 250 award-winning mortgage originator and 8-year NAHREP member.
Bilingual
Bilingual in English and Spanish, licensed in Oregon and Washington.
Programs
Experience with Conventional, FHA, down payment assistance, ITIN, and Non-QM programs.
Specialized knowledge
Specialized knowledge of bank statement, DSCR, and 1099 programs for self-employed borrowers and investors.
Personal approach
A personalized approach to every borrower, passionate about first-time homebuyers and underserved communities, with access to multiple mortgage programs through Mortgage Express.
"I'm not here to put everyone into the same mortgage program. I'm here to understand your situation, explore your options, and help you find the right path to homeownership."
Jesus Torres · Final Brand Statement
Comunidad latina
My background is a big part of who I am.
Having been born in Guadalajara, grown up in Tijuana, and experienced the DACA journey myself before becoming a U.S. citizen, I understand that the road to achieving the American dream can look different for everyone.
I'm proud to serve our Latino community and help families navigate the homebuying process in a language they feel comfortable with. I want every family to feel welcomed, informed, respected, and confident throughout the process.
"Tu sueño de tener casa propia también puede hacerse realidad. Estoy aquí para ayudarte. No importa cómo sea tu situación financiera, juntos podemos explorar las opciones que mejor se adapten a tus necesidades."
Jesus Torres · Mensaje en español
Let's talk
I'd love to learn your story.
Every conversation starts with listening. Tell me where you're starting and we'll find the right path to homeownership together. Hablamos español.
New to homebuying? Start hereTell me about you
Fill out the form and I'll get back to you with a clear next step. Hablamos español.